Funding proven operators in Cincinnati's most resilient housing market.
Morning Brew Properties has spent nearly a decade building a track record in distressed residential acquisitions. Now we've structured that expertise into a private lending fund.
Short-term loans for fix-and-flip investors. 12% interest, 2 points origination, secured by first-position liens on residential properties across the Cincinnati MSA.
Every loan is secured by a first-position mortgage. We lend at conservative LTVs with in-house appraisals and title insurance on each transaction.
Hyperlocal expertise in Hamilton, Butler, Warren, and Clermont Counties. We know the neighborhoods, the comps, and the borrowers personally.
Verify accredited investor status, review the PPM, and invest through our secure Agora platform with as little as $50,000.
Your capital is deployed into collateralized bridge loans to Cincinnati-area fix-and-flip investors at 12% interest + 2 points.
Receive your 10% preferred return distributed quarterly while your principal is secured by first-position mortgages.
As loans mature, capital is recycled into new loans — compounding the return cycle throughout the fund term.
From LP investors earning steady returns to borrowers who closed deals in days — here's what they're saying about working with RX Capital.
"I've been deploying capital in private credit for over a decade. What sets RX Capital apart is the founder's genuine operating expertise — Dylan has personally renovated hundreds of homes in this market. When my money is secured by a first-position lien on a property he's underwritten himself, I sleep well at night. The 10% preferred return has come through every quarter without exception."
"As a retired physician looking for reliable income, I was tired of watching my capital sit in money markets. RX Capital gave me exactly what I needed — a predictable 10% return backed by real estate I could understand. The reporting is clear and I've already referred two colleagues."
"I sold my business last year and had capital to put to work. My CPA introduced me to RX Capital as an alternative to bonds. The due diligence process was professional, the documents were clean, and the communication has been excellent from day one."
"I've borrowed from multiple hard money lenders and RX Capital is the most professional operation I've worked with locally. Closings happen on time, communication is consistent, and the team actually understands renovation budgets. Fast funding saved a deal that would have gone to someone else."
"I was skeptical about private lending funds — you hear horror stories. But the team walked me through every detail of the PPM, answered every question I had, and the track record speaks for itself. Three distributions in, everything has been exactly as promised."
"RX Capital funded my last four deals. The application is straightforward, the appraisal is done in-house so there's no waiting, and the funding wire hits on time every time. In this market, speed is everything — they deliver."
Every property below was financed through RX Capital bridge loans. Real deals, real neighborhoods, real results — the collateral behind your investment.
Everything you need to know about investing in RX Capital Lending Fund I — from how it works to how you get paid.
A Regulation D, Rule 506(c) offering open to verified accredited investors. Complete your investment through our secure Agora investor portal.
Download and read the Private Placement Memorandum and Operating Memorandum from our Documents page. Consult your financial or legal advisor as appropriate.
As a 506(c) offering, we are required to verify all investors meet the SEC's definition of accredited investor. This is handled through our Agora portal using a third-party verification service.
Once verified, complete the fund subscription agreement, investor questionnaire, and required KYC/AML documentation directly through Agora. All signing is done electronically.
Wire your investment to the fund per Agora's instructions. Once funds are received and your subscription is accepted, you begin accruing the 10% preferred return. Quarterly distributions flow to your bank account.
This offering is made only to verified accredited investors pursuant to Regulation D, Rule 506(c). Investment involves significant risk including possible loss of principal. Past performance is not indicative of future results.
Access our Private Placement Memorandum, Operating Memorandum, and key fund documents. We require basic contact information to comply with our 506(c) solicitation requirements.
By accessing these documents you confirm you are an accredited investor or evaluating the offering on behalf of one. Your information is kept confidential.
Thank you. Please read all materials carefully before investing.
Complete offering document with all material information including terms, risks, fees, and legal disclosures.
Detailed overview of fund operations, investment strategy, underwriting criteria, and management team background.
Fund financial projections across deployment scenarios including return waterfall, GP/LP splits, and sensitivity analysis.
LP subscription documents. Complete and sign through the Agora platform, or download here for review prior to signing.
Fund LLC Operating Agreement governing the relationship between limited partners and the general partner.
Complete your investment through our secure Agora portal.